Because I do so many rent-to-owns, I constantly get asked how I can fix people's less than perfect credit.I honestly do believe that your credit score is more important than your high school diploma.
What you can buy really determines what you can do in life.
Knowing what you can and can't do financially can be answered by a good banker.
Of course, most people realize that paying your credit lines in a timely way is the best way to raise your credit score.
Length of time that you have had a credit line is also important.
Maxing out credit cards drops your credit score.
Applying for retail credit scores can also lower it.
Filing for bancruptcy and getting judgements on your credit also affects what you can do.
This actual issue is a complicated beast, and I don't claim to be an expert by any means.
I can have you work with my banker to coach you what you need to do to get your credit score up, but I also recommend reading up on it since even your banker doesn't really know everything.
You may want to call KC Kuttler, my banker, at 208-406-3834, and tell him you are working with Burke Bennett so that we can start helping you to get into a home.
I look forward to helping you fix your credit. I have several rent-to-own homes right now that you can rent while we fix your credit.
It does take time. Sometimes 6 to 24 months, which is ideal for my rent-to-own program.
Thanks,
Burke Bennett
http://www.seidahohomes.com/
burkebennett@hotmail.com
208 589 5599
